Frequently Asked Questions about Green Bay payday loans
What is a payday loan?
A payday loan is a short-term, unsecured loan. It is typically repaid at the time the borrower receives his or her next paycheck. It is a convenient and easy to qualify for loan that helps pay for small, unexpected expenses to avoid paying much more costly late fees or bounced check fees that can be incurred when you are temporarily short on cash.
What is the maximum amount I can get?
At Payday Loans Green Bay WI, payday loans are due in two weeks and range from $50 to $300 for first-time applicants. Once you’ve established a good payment history, you may qualify for a loan with a maximum of $1,500 or thirty-five percent of your monthly income.
What if I have bad credit? Do you perform credit checks for payday loans?
We do not require credit checks for payday loans, though we do verify the documentation you provide when you apply, which includes identification, a Social Security card, a bank statement, and proof of income. If you meet our criteria for eligibility, it doesn’t matter if you have good credit, or any credit at all, when applying for a payday loan.
What happens if I am unable to pay off the entire balance on the due date?
Contact us immediately if you are unable to pay the entire balance of your loan by the due date so we can make arrangements to extend it for you. If you do not let us know before the due date, you will incur additional fees. Also, please note that there is a charge for any returned checks or debit cards.